Open Enrolment Resources
Your Guide to Benefits Enrolment for the 2026–2027 Plan Year
Open Enrolment Period:
May 18–29, 2026
Benefits Plan Year:
July 1, 2026–June 30, 2027
Important Dates
Upcoming Communications
- May 4: Enrolment postcard sent to Team Member homes
- May 18: “Now Open” enrolment email and text message sent to Team Members (view in English or French)
- May 25: “One Week Left” enrolment email and text message sent to Team Members
- May 29: “Last Day” enrolment email and text message sent to Team Members
Choose Your 2026–2027 Benefits
Open Enrolment is May 18–29, 2026
Your Michaels benefits are crafted with you in mind, giving you meaningful choice and coverage you can count on. As an eligible Michaels Team Member, Open Enrolment is your annual opportunity (unless you experience a qualifying life event) to select or update benefit coverages for you and your eligible family members.
Your coverage elections for the 2026–2027 plan year will start July 1, 2026.
Open Enrolment is for benefits-eligible full-time Canadian Team Members and part-time Team Members in Saskatchewan.
What Changes You Can Make
Medical & Dental
- Enrol yourself and your dependant(s)* in medical and/or dental coverage without providing EOI.
- Waive this coverage by providing proof of other coverage.
*Part-time Team Members in Saskatchewan are not eligible to enrol dependant(s) in their medical and/or dental coverage.
Life & AD&D
- Basic Life & AD&D: Add or update your beneficiary.
- Optional Life:
- Optional AD&D:
- Enrol in coverage up to $250,000 in up to $10,000 increments without providing EOI.
- Decrease or waive this coverage.
Critical Illness (CI)
- Enrol in Critical Illness (CI) coverage up to $200,000 in up to $10,000 increments (minimum $20,000) – must provide EOI.
- Decrease or waive this coverage.
Long-Term Disability (LTD)
- Increase your 40% Automatic Issue LTD coverage to the 60% Buy Up LTD election – must provide EOI.
- Decrease your 60% Buy Up LTD election to the 40% Automatic Issue LTD coverage – no EOI required.
Coordination of Benefits
- Elect or update your Coordination of Benefits option.
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If you do not take action during the annual open enrollment period, your current benefit elections will continue at the new 2024-2024 rates for the 2024-2025 plan year, which begins on July 1, 2024 and ends on June 30, 2025.
You can only change your benefit elections outside the annual open enrollment period if you experience a qualifying life event. For more information about qualifying life events, please visit this link: Change in Status.
Am I required to enrol or update my benefit elections?
Enrolment in Michaels medical and dental coverage is mandatory, unless you have coverage elsewhere. If at any point you are enroled in medical or dental coverage elsewhere, you must provide proof of other coverage to waive this requirement.
If you are already enroled in Michaels medical and dental coverage, and you choose not to make any changes to your current benefit elections during Open Enrolment, your benefits will continue at the premium rate(s) for the 2026–2027 plan year. To review these rates, please visit the Extended Health and Dental pages.
If I opt out of coverage now, can I re-enrol later?
Yes. If your circumstances change after Open Enrolment ends, you and eligible family members may enrol in coverage at a later date.
Requirements for Enroling Later
- Remember to provide proof of other coverage if at any point you are enroled in medical and/or dental coverage not with Michaels.
- In order to enrol in Michaels coverage at a later date, you must: 1) have experienced a qualifying life event (QLE), and 2) make changes to your benefits within 31 days of the life event. If you have not experienced a QLE, you will have to provide Evidence of Insurability (EOI).
Waive Mandatory Coverage
If you wish to waive the mandatory Michaels medical and/or dental coverage during Open Enrolment, you must provide proof of other coverage.
Helpful Resources
Home Mailer Announcement
- Full-Time: English | French
- Part Time Saskatchewan
Webinars & Meetings
| Presentation | Date | Time (CT) | Link |
|---|---|---|---|
|
Open Enrolment Overview (Presented in English) |
Tuesday, May 26 | 12 p.m. | Join the Webinar |
Once the scheduled Open Enrolment webinars and meetings have passed, you can still access the Open Enrolment overview video and presentation.
Enrol by 11:59 p.m. CT on Friday, May 29, 2026.
Enrolment can be completed online in Workday using the link below between May 18–29, 2026. As a reminder, your Canada Life group plan benefits (Medical, Dental, Disability, Life, and AD&D) are provided under policy number 180654.
Optional Life, AD&D, and Critical Illness (CI) benefits are provided under policy number 180655. Full-time salaried Short-Term Disability (STD) benefits are provided under policy number 52137.
Know Where to Go for Answers
Have questions or need help? Submit a ticket through the Knowledge Zone or call Team Member Services at 1-855-432-MIKE (6453), option 2.
Begin Enrolment
You can enrol in or update your benefit elections online in Workday. Below you will find step-by-step instructions for how to enrol and navigate Workday.
Enroling Online in Workday
- Log in to Workday using single sign-on or through the app. Choose View all Apps and click on the Benefits app.
- Make your elections for each plan. Click Save to make sure your choices are recorded.
- When you are done, click Review and Sign or Save for Later. You must submit any changes you have made to finalize your choices.