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Use the options at the top of the page to select your country and employment type to ensure you’re accessing the correct benefits information.

Need Help? Contact Team Member Services

Call 855-432-6453, Option 2
(Mon. – Fri., 8 a.m. – 5 p.m. CT)

Need Help? Contact Team Member Services

Call 855-432-6453, Option 2
(Mon. – Fri., 8 a.m. – 5 p.m. CT)

Saskatchewan Part-Time Team Member Benefits

Benefits & Enrolment Information

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Open Enrolment for 2026–2027 Plan Year

Open Enrolment is happening from May 18–29, 2026. Follow the link below to learn more about what changes you can make to your benefits for the 2026–2027 plan year.

Learn More

Enroling in Benefits

If you’re a part-time Team Member in Saskatchewan and you regularly work at least 780 hours each year, Michaels offers you the following benefits:

  • Extended Health coverage, which includes medical and vision insurance that enhances or “extends” the coverage you receive from your provincial health plan.
  • Extended Dental coverage for you only.
  • Optional Life and AD&D coverage for you and/or your spouse.

You may enrol for Extended Health, Dental, and/or Optional Life and AD&D coverage after you complete 390 hours of service during your first 26 consecutive weeks of employment.

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Dependant Eligibility for Extended Health & Dental Coverage

Extended Health and Dental coverage is available for your spouse by marriage or under any other formal union recognized by law, or your partner of the same or opposite sex who has been publicly represented as your spouse for at least 12 consecutive months.

For children, coverage is available if the child is:

  • your dependant child or your spouse/partner’s dependant child (other than foster children),
  • under age 21,
  • entirely dependent on you for financial support, and
  • not married or in any other formal union recognized by law.

If an enroled child becomes handicapped before age 21, their eligibility for Extended Health (medical and dental) coverage will continue as long as they are:

  • incapable of financial self-support because of a physical or mental disability,
  • entirely depend on you for financial support, and
  • are not married or in any other formal union recognized by law.

When Your Benefits Start

Your coverage is effective on the latest of:

  • the first of the month on or after you become eligible,
  • the date that you enrol for insurance, or
  • the date that Canada Life approves your Evidence of Insurability (EOI).

Dependant coverage is effective on the latest of:

  • the date you become eligible for dependant insurance,
  • the date that you request dependant insurance, or
  • the date that Canada Life determines the insurability of all of your dependants and approves at least one dependant.

Evidence of Insurability (EOI) Requirement

If you enrol more than 31 days after you first become eligible, you are considered a late entrant and you must submit Evidence of Insurability (EOI) for yourself and for each dependant you are enroling.

Regardless of when you enrol, EOI is required if you buy Optional Life or Optional AD&D coverage.

Adding Dependant(s) After Enrolment

If you have no dependant(s) when you enrol and later acquire one or more through birth of your first child or marriage, contact Canada Life for assistance. You can find Canada Life’s contact information in the “Provider” section of this page.

Health Care Coverage

Extended Health Insurance Coverage

With Extended Health coverage, you can select additional medical and/or vision Insurance that extends your province health plan benefits through Canada Life.

Learn More

Dental Insurance Coverage

You can select additional dental insurance coverage through Canada Life.

You must enrol in this coverage when you are first eligible, or you will be considered a late entrant and limited to $250 in benefits for the first 12 months of coverage.

Learn More

Life and AD&D Insurance Coverage

Michaels provides free Basic Life and Accidental Death & Dismemberment (AD&D) insurance coverage which provides financial protection to your beneficiary in the event of your death.

If you want additional financial protection, you may buy Optional Life and AD&D insurance, up to $250,000, for yourself and/or your spouse. You will pay the full cost of this coverage via monthly payroll deductions.

Learn More

Enrol & Manage Your Benefits in Workday

You will use Workday to enrol in coverage and manage your benefit elections, dependant information, and beneficiary designations.

Log in to Workday
Leave of Absence (LOA)

Questions? Contact Team Member Services at 1-855-432-MIKE (6453).

Provider

Canada Life

Health Care, Disability, & Life & AD&D

Phone: 1-800-957-9777 (TTY 711)

Emergencies

Canada or U.S.: 1-855-222-4051 (Toll-Free)
All Other Countries: 1-204-946-2577 (Collect)

Out-of-Country Claims

Canada or U.S.: 1-866-530-6025 (Toll-Free)
All Other Countries: 1-905-816-1990 (Collect)

Open Enrolment Resources

Your Guide to Benefits Enrolment for the 2026–2027 Plan Year

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Open Enrolment Period:
May 18–29, 2026

Benefits Plan Year:
July 1, 2026–June 30, 2027

Important Dates

Mon
May 18
Open Enrolment Begins
Fri
May 29
Last Day of Open Enrolment

Upcoming Communications

  • May 4: Enrolment postcard sent to Team Member homes
  • May 18: “Now Open” enrolment email and text message sent to Team Members
  • May 25: “One Week Left” enrolment email and text message sent to Team Members
  • May 29: “Last Day” enrolment email and text message sent to Team Members

Choose Your 2026–2027 Benefits

Open Enrolment is May 18–29, 2026

Your Michaels benefits are crafted with you in mind, giving you meaningful choice and coverage you can count on. As an eligible Michaels Team Member, Open Enrolment is your annual opportunity (unless you experience a qualifying life event) to select or update benefit coverages for you and your eligible family members.

Your coverage elections for the 2026–2027 plan year will start July 1, 2026.

Open Enrolment is for benefits-eligible full-time Canadian Team Members and part-time Team Members in Saskatchewan.

What Changes You Can Make

Medical & Dental

*Part-time Team Members in Saskatchewan are not eligible to enrol dependant(s) in their medical and/or dental coverage.

Life & AD&D

  • Basic Life & AD&D: Add or update your beneficiary.
  • Optional Life:
    • Increase your existing coverage without providing EOI.
    • Enrol in coverage up to $250,000 in up to $10,000 increments – no EOI required (EOI is required for increments of more than $10,000).
    • Decrease or waive this coverage.
  • Optional AD&D:
    • Enrol in coverage up to $250,000 in up to $10,000 increments without providing EOI.
    • Decrease or waive this coverage.

Critical Illness (CI)

  • Enrol in Critical Illness (CI) coverage up to $200,000 in up to $10,000 increments (minimum $20,000) – must provide EOI.
  • Decrease or waive this coverage.

Long-Term Disability (LTD)

Coordination of Benefits

  • Elect or update your Coordination of Benefits option.

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If you do not take action during the annual open enrollment period, your current benefit elections will continue at the new 2024-2024 rates for the 2024-2025 plan year, which begins on July 1, 2024 and ends on June 30, 2025.

You can only change your benefit elections outside the annual open enrollment period if you experience a qualifying life event. For more information about qualifying life events, please visit this link: Change in Status.

Am I required to enrol or update my benefit elections?

Enrolment in Michaels medical and dental coverage is mandatory, unless you have coverage elsewhere. If at any point you are enroled in medical or dental coverage elsewhere, you must provide proof of other coverage to waive this requirement.

If you are already enroled in Michaels medical and dental coverage, and you choose not to make any changes to your current benefit elections during Open Enrolment, your benefits will continue at the premium rate(s) for the 2026–2027 plan year. To review these rates, please visit the Extended Health and Dental pages.

If I opt out of coverage now, can I re-enrol later?

Yes. If your circumstances change after Open Enrolment ends, you and eligible family members may enrol in coverage at a later date.

Requirements for Enroling Later

  • Remember to provide proof of other coverage if at any point you are enroled in medical and/or dental coverage not with Michaels.
  • In order to enrol in Michaels coverage at a later date, you must: 1) have experienced a qualifying life event (QLE), and 2) make changes to your benefits within 31 days of the life event. If you have not experienced a QLE, you will have to provide Evidence of Insurability (EOI).

Waive Mandatory Coverage

If you wish to waive the mandatory Michaels medical and/or dental coverage during Open Enrolment, you must provide proof of other coverage.

Learn More

Home Mailer Announcement

Helpful Resources

Quick Links

Webinars & Meetings

Presentation Date Time (CT) Link
Open Enrolment Overview

(Presented in English)

 Monday, May 18 11 a.m.
Canada Life Benefits Overview Webinar

(Presented in English & French)

 Tuesday, May 19 10 a.m. Join the Webinar (English)
Canada Life Benefits Overview Webinar

(Presented in French)

 

 Tuesday, May 19 11 a.m. Join the Webinar (French)
Open Enrolment Overview

(Presented in English)

 Tuesday, May 26 12 p.m. Join the Webinar

Enrol by 11:59 p.m. CT on Friday, May 29, 2026.

Enrolment can be completed online in Workday using the link below between May 18–29, 2026. As a reminder, your Canada Life group plan benefits (Medical, Dental, Disability, Life, and AD&D) are provided under policy number 180654.

Optional Life, AD&D, and Critical Illness (CI) benefits are provided under policy number 180655. Full-time salaried Short-Term Disability (STD) benefits are provided under policy number 52137.

Log in to Workday

Know Where to Go for Answers

Have questions or need help? Submit a ticket through the Knowledge Zone or call Team Member Services at 1-855-432-MIKE (6453), option 2.

a Michaels Team Member helps a customer in the framing department

Begin Enrolment

You can enrol in or update your benefit elections online in Workday. Below you will find step-by-step instructions for how to enrol and navigate Workday.

Enroling Online in Workday

  • Log in to Workday using single sign-on or through the app. Choose View all Apps and click on the Benefits app.
  • Make your elections for each plan. Click Save to make sure your choices are recorded.
  • When you are done, click Review and Sign or Save for Later. You must submit any changes you have made to finalize your choices.

Leave of Absence (LOA)

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Request Leave

Request a leave of absence (LOA) if you are going to be absent from work because of a personal, medical or other reason for more than five (5) consecutive working days.

To submit a request, either call CBML at 1-844-636-9622 or visit cbml.ca/michaels. For additional guidance, refer to the links below.

Helpful Resources

Leave of Absence (LOA) Guide

LOA Workday Job Aid

Get Support

For assistance, contact Team Member Services at 855-432-MIKE (6453) and select option 2, available Monday through Friday from 8 a.m. to 5 p.m. CT. You can also open a Knowledge Zone support ticket.

Open Knowledge Zone

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Evidence of Insurability (EOI) Requirement

How to Complete the EOI Requirement

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How to Complete the EOI Requirement

Canada Life requires Evidence of Insurability (EOI) for Team Members who wish to make any of the following changes to their benefits:

  • You enrol in Medical and/or Dental coverage through Canada Life as a late entrant outside of open enrolment or not during a qualifying life event (QLE).
  • You enrol in Optional Life, AD&D, and/or Critical Illness (CI) coverage at any time.

EOI requirement applies during initial enrolment, during open enrolment, throughout the plan year, and for qualifying life events.

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Identify the Type of EOI Request

A. Late Applicant

(Enrol in Medical and/or Dental coverage through Canada Life as a late entrant outside open enrolment or not during a qualifying life event)



If you are enrolling in benefits for the first time or adding a spouse/dependent without a qualifying life event, complete the following forms:

  1. Late Applicant Form
  2. Application for Group Coverage Form
  3. Evidence of Insurability – Late Applicant Benefits Request (Form M5995)

B. Increasing Coverage Amounts

(Enrol in Optional Life and AD&D Insurance and/or Voluntary Critical Illness Insurance)



If you are increasing Optional Life Insurance or Voluntary Critical Illness coverage, complete:

  1. Application for Group Coverage Form
  2. Excess and Optional Benefit Request (Form M5995)



Team Members must complete the employee sections of these forms before submission.

Submit Forms for Review

  1. Open a Knowledge Zone ticket.
  2. Attach all completed and signed EOI forms from Step 1.
  3. The Benefits team will complete the employer section and send the forms to Canada Life at: groupmed@canadalife.com.

Canada Life Review and Processing

  • Please allow up to four (4) weeks for Canada Life to review and process your EOI request.
  • If you have not received a status update by mail after four weeks, open a Knowledge Zone ticket for assistance and reference your Knowledge Zone case number from Step 2.

Notification of Decision

Canada Life will notify you and the Benefits team once a decision has been made.

If approved, the Benefits team will:

  • Launch an EOI approval update event in Workday.
  • Update the Team Member’s Workday record to reflect the approved coverage.

If denied, Canada Life will send a formal denial letter.

Helpful Resources

EOI Forms

Questions About EOI?

For assistance, either call Team Member Services at 1-855-432-MIKE (6453) and select option 2 or submit a Knowledge Zone ticket.