These benefits are only available to full-time Canadian Team Members.
Optional Critical Illness Insurance
Critical Illness Insurance provides financial assistance if you are diagnosed with a covered disease. You’ll receive a lump-sum payment that can be used for anything you need – even if it’s not related to your illness.
Covered Conditions
- Alzheimer’s disease
- Aortic surgery
- Aplastic anemia
- Benign brain tumour
- Blindness
- Cancer
- Coma
- Coronary artery bypass surgery
- Deafness
- Heart attack
- Heart valve replacement or repair
- Kidney failure
- Loss of independent existence
- Loss of limbs
- Loss of speech
- Major organ failure on waiting list
- Severe burns
- Stroke
- Major organ transplant
- Multiple sclerosis
- Occupational HIV infection
- Paralysis
- Parkinson’s disease
Your children are covered for the above conditions and for the following:
- Cerebral palsy
- Down syndrome
- Congenital heart disease
- Muscular dystrophy
- Cystic fibrosis
- Type 1 diabetes
Monthly Plan Costs
Note: If you are newly eligible to enrol, you can elect coverage up to $30,000 without answering any health questions. Otherwise, you are required to show proof of good health.
| Male | Female | |||
|---|---|---|---|---|
| Age | Non-Smoker | Smoker | Non-Smoker | Smoker |
| Under 25 | $0.06 | $0.07 | $0.06 | $0.06 |
| 25-29 | $0.08 | $0.10 | $0.08 | $0.10 |
| 30-34 | $0.12 | $0.18 | $0.12 | $0.18 |
| 35-39 | $0.19 | $0.31 | $0.19 | $0.28 |
| 40-44 | $0.27 | $0.52 | $0.27 | $0.44 |
| 45-49 | $0.41 | $0.94 | $0.41 | $0.70 |
| 50-54 | $0.66 | $1.66 | $0.57 | $1.07 |
| 55-59 | $1.18 | $3.01 | $0.86 | $1.77 |
| 60-64 | $1.95 | $4.70 | $1.31 | $2.70 |
| 65-69 | $2.99 | $7.36 | $1.98 | $4.29 |
| Mâle | Femelle | |||
|---|---|---|---|---|
| Âge | Non-fumeur | Fumeur | Non-fumeur | Fumeur |
| Under 25 | $0.06 | $0.07 | $0.06 | $0.06 |
| 25-29 | $0.08 | $0.10 | $0.08 | $0.10 |
| 30-34 | $0.12 | $0.18 | $0.12 | $0.18 |
| 35-39 | $0.19 | $0.31 | $0.19 | $0.28 |
| 40-44 | $0.27 | $0.52 | $0.27 | $0.44 |
| 45-49 | $0.41 | $0.94 | $0.41 | $0.70 |
| 50-54 | $0.66 | $1.66 | $0.57 | $1.07 |
| 55-59 | $1.18 | $3.01 | $0.86 | $1.77 |
| 60-64 | $1.95 | $4.70 | $1.31 | $2.70 |
| 65-69 | $2.99 | $7.36 | $1.98 | $4.29 |
What the Plan Pays
| Coverage Tier | Benefit |
|---|---|
| You/Your Spouse | $10,000–$20,000 (in $10,000 increments, with a 2-unit or $20,000 minimum) up to $200,000 maximum |
| Your Child(ren) | $5,000–$20,000 (in $5,000 increments up to $20,000 maximum) |
Evidence of Insurability (EOI) Requirement
Canada Life requires Evidence of Insurability (EOI) for Team Members who enrol in Optional Critical Illness (CI) coverage at any time. Follow the link below to learn more and complete the EOI requirement.
Group Policy Number
Your Optional Critical Illness (CI) benefits are provided under the following policy number: 180655.
To initiate a claim, contact Team Member Services at 1-(855) 432-6453.
Team Member Services
Team Member Support
HR, Payroll, Benefits & Open Enrollment
Phone: 1-855-432-MIKE (6453), Option 2