Extended Health

This "extra" coverage protects you from life’s expected — and unexpected — health expenses.

Lumino Virtual Health Care Now Available – for FT Team Members Enrolled in Michaels Sponsored SunLife Health Plan

Michaels offers free unlimited family access to Lumino Health Virtual Care’s nurses and physicians, where plan members and eligible dependents can access a virtual “walk-in” service!

Virtual care can help resolve any condition that doesn’t require an in-person physical exam. We strongly encourage you to use it at any time, for any question about your physical or mental well-being.

Lumino Health Virtual Care is available to you, your spouse and your children (anyone who would normally be covered by a family insurance plan). Download the Lumino Health Virtual Care app via the mobile and invite your family to join as well.

Lumino Health Virtual Care is ideal for punctual health problems (flu, allergies, etc.), any stress-related questions, minor emergencies, blood work requests, prescription renewals, medication delivery, and much more!

Want to learn more?

Watch a video introduction: ENGLISH | FRENCH

Review the registration guide: ENGLISH | FRENCH

Michaels offers you the opportunity to select medical and vision coverage that extends your province health plan benefits.

What the Plan Pays

Extended Health
Prescription Drugs/Pay-Direct-Drug Card
(No deductible)
Tier 1 — 90%
Tier 2 — 60%
Tier 3 — 40%
Licensed Paramedical Practitioners (physiotherapist, massage therapist, speech pathologist, psychologist, chiropractor, osteopath, naturopath and podiatrist or chiropodist) 80% up to $750 combined maximum per calendar year
Eligible Mental Health Specialists Psychologist, Social Worker, Pyschotherapist, Marriage and Family Therapist, Clinical Counsellor 80% up to $750 combined maximum per calendar year
Licensed Provider of Orthotics, Orthopaedic Shoes (Team Member coverage only) 100% up to $400 per calendar year
Semi-Private Hospital 100%
Private Duty Nursing 100% up to $10,000 per calendar year
Services and Supplies (crutches, canes, casts, rental of hospital beds, wheelchairs, ambulance services, etc.) 100%
Hearing Aids $500 every 5 years
Vision Take advantage of the PVS program for more savings1 100% reimbursement up to a maximum of $200 every 24 months for glasses and contact lenses
Licensed Ophthalmologist/Optometrist 1 eye exam every 24 months (every 12 months if under 18)
Emergency Out-of-Province/Country & Travel Assistance 100% (maximum of 60 days per trip; up to a lifetime maximum of $1,000,000)

What the Plan Costs (Bi-Weekly)

You + Family