Extended Health

This "extra" coverage protects you from life’s expected — and unexpected — health expenses.

Consult+ Free Virtual Health Care Available to Team Members and Family Members

With Consult+ through our Canada Life workplace benefits, you have 24/7 access to non-urgent medical care, with service in both English and French.

Consult+ is health care you can access through an app or website. It lets you talk to doctors, nurses or other health care professionals for non-urgent medical care. You can use it anywhere you’re comfortable talking through phone call, video or chat. You get Consult+ as part of your group benefits plan through Canada Life. It is available to all full-time and part-time Team Members.

Simply open the Consult+ app or log onto the mycanadalifeatwork.com website. If you don’t have an online account for your benefits plan, select the Register button to create your account.

Michaels offers you the opportunity to select medical and vision coverage that extends your province health plan benefits.

What the Plan Pays

Extended Health
Prescription Drugs/Pay-Direct-Drug Card
(No deductible)
Tier 1 — 90%
Tier 2 — 60%
Tier 3 — 40%
Licensed Paramedical Practitioners (physiotherapist, massage therapist, speech pathologist, psychologist, chiropractor, osteopath, naturopath and podiatrist or chiropodist) 80% up to $750 combined maximum per calendar year
Eligible Mental Health Specialists Psychologist, Social Worker, Pyschotherapist, Marriage and Family Therapist, Clinical Counsellor 80% up to $750 combined maximum per calendar year
Licensed Provider of Orthotics, Orthopaedic Shoes (Team Member coverage only) 100% up to $400 per calendar year
Semi-Private Hospital 100%
Private Duty Nursing 100% up to $10,000 per calendar year
Services and Supplies (crutches, canes, casts, rental of hospital beds, wheelchairs, ambulance services, etc.) 100%
Hearing Aids $500 every 5 years
Vision Take advantage of the PVS program for more savings1 100% reimbursement up to a maximum of $200 every 24 months for glasses and contact lenses
Licensed Ophthalmologist/Optometrist 1 eye exam every 24 months (every 12 months if under 18)
Emergency Out-of-Province/Country & Travel Assistance 100% (maximum of 60 days per trip; up to a lifetime maximum of $1,000,000)

What the Plan Costs (Biweekly)

You + Family